“Krungsri SME Serm Phalang 2X” New Loan Product Empowering SMEs across Business Sectors under the Reinvent Thailand Initiative

 

“Krungsri SME Serm Phalang 2X” New Loan Product

Empowering SMEs across Business Sectors under the Reinvent Thailand Initiative

Bangkok (12 May 2026) – Krungsri (Bank of Ayudhya PCL) has launched its latest financial product, the “Krungsri SME Serm Phalang 2X” (Krungsri SME Double Power Loan), offering eligible businesses financing of up to twice their collateral value with flexible repayment terms of up to 10 years. The new loan is tailored to support high‑potential SME entrepreneurs—particularly those operating in Thailand's targeted industries, including tourism; medical and wellness; agriculture and agro‑processing; automotive and auto parts; smart electronics; and trade — enabling them to continuously strengthen their business capabilities and serve as a key driving force for Thailand’s overall economic growth.

Ms. Duangkamol Limpuangthip, Krungsri Head of SME Banking Group, said, “Amid ongoing global tensions and heightened uncertainty, industries across Thailand continue to be affected both directly and indirectly. At the same time, Thailand’s economy faces long‑standing structural challenges, resulting in growth that remains below its potential. Accelerating the upgrading of high‑potential industries capable of adding value is therefore essential for Thailand to achieve strong and sustainable economic growth in the long term—particularly the priority industries that play a vital role in national output and employment. However, SME entrepreneurs, who form the foundation of these industries, continue to face constraints in accessing appropriate financing. Krungsri is therefore moving forward with strong support through the ‘Krungsri SME Serm Phalang 2X’ loan, helping SMEs gain better access to capital tailored to their needs. With greater investment, higher productivity, and efficient use of technology, these industries are well positioned for further growth.”

The “Krungsri SME Serm Phalang 2X” loan is designed for SME entrepreneurs operating in target industries under the Reinvent Thailand Initiative — key business sectors that contribute to strengthening Thailand’s economic capacity and structure. These industries include tourism; medical and wellness; agriculture and agro‑processing; automotive and auto parts; smart electronics; and trade, as well as businesses within related supply chains and logistics. The loan primarily aims to enhance liquidity and financial flexibility, enabling SMEs to adapt, develop, and build long‑term competitiveness. It offers financing of up to twice the collateral value or a maximum credit limit of THB 15 million, with a repayment period of up to 10 years. The loan accepts both asset‑based and cash deposit collateral.

“Krungsri remains committed to continuously strengthening SME entrepreneurs through financial solutions that comprehensively address their needs. We believe that when SMEs are strong, Thailand’s economy will be able to grow robustly and sustainably as well,” Ms. Duangkamol concluded.

For interested SME entrepreneurs interested in the “Krungsri SME Serm Phalang 2X” loan may visit any Krungsri branch, contact with Krungsri’s Relationship Managers, or reach out through the Krungsri Business Customer Service Center at 02‑296‑6262 or 02‑626‑2626. Terms and conditions apply as specified by the Bank.